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How Does Landlord Insurance Work? Other factors that influence the cost include: Personal property. If the rental property isn’t furnished, you might save money on your coverage. On the other hand, if you’re renting out a home and that’s completely furnished, you’ll need to include personal property coverage in your policy. Location. If the rental property is in an area that sees high vandalism, thefts or natural disasters, it will affect insurance costs. Security systems. Security systems can lead to an insurance discount. Deductible. A deductible is the amount subtracted from an insurance claim check. The higher your deductible, the lower your premiums will be.


There are two new insurance carriers on the exchange this time around for a total of five in Bexar County, offering a total of 72 plans. Experts say the difference between health plans could mean hundreds of dollars in savings, so it pays to check out the options. EnrollSA is offering assistance in considering those choices with certified application counselors every day on or by calling 210-977-7997, said Ana Maria Garza Cortez, vice president and chief development officer at CentroMed. Limited in-person services are available by appointment only because of physical distancing requirements. As of Friday, EnrollSA had completed 1,405 appointments, which led to filing 1,140 marketplace applications. So far, 758 of those have enrolled in health plans on the exchange. Last year, the organization enrolled 2,019 individuals with many scrambling to file just before the deadline. Currently, more than 11 million Americans purchase their health plans through the ACA marketplace, including nearly 65,000 in the San Antonio area. More than 80 percent of consumers are eligible for financial assistance, which can reduce the cost of monthly premiums, Bexar County Judge Nelson Wolff noted at the about his news conference earlier this week.